* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Helvetica Neue", Arial, sans-serif;
  color: #1c1c1c;
  background-color: #f7f5f2;
  line-height: 1.55;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

a {
  color: #0f3a5c;
  text-decoration: none;
}

.container {
  width: min(1100px, 92%);
  margin: 0 auto;
}

.masthead {
  padding: 22px 0 14px;
  background-color: #f7f5f2;
  border-bottom: 1px solid #ddd3c9;
}

.masthead-inner {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.brand-block {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.brand-name {
  font-size: 28px;
  font-weight: 700;
}

.ad-label {
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #8a5b3f;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 20px;
  font-size: 14px;
}

.hero {
  padding: 36px 0 48px;
}

.hero-layout {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  align-items: stretch;
}

.hero-text {
  flex: 1 1 340px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hero-text h1 {
  font-size: 36px;
  margin: 0;
}

.hero-text p {
  margin: 0;
  color: #3a3a3a;
}

.hero-image-wrap {
  flex: 1 1 360px;
  background-color: #d9d1c6;
  padding: 12px;
}

.hero-image {
  width: 100%;
  height: 360px;
}

.button {
  border: none;
  padding: 12px 18px;
  background-color: #0f3a5c;
  color: #fff;
  font-size: 14px;
  cursor: pointer;
  align-self: flex-start;
}

.section {
  padding: 48px 0;
}

.section-title {
  font-size: 26px;
  margin: 0 0 16px;
}

.magazine-row {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.col-wide {
  flex: 2 1 360px;
}

.col-narrow {
  flex: 1 1 220px;
}

.inline-image-wrap {
  background-color: #dfe6ea;
  padding: 10px;
}

.inline-image {
  width: 100%;
  height: 220px;
}

.insight-card {
  background-color: #ffffff;
  padding: 18px;
  border-left: 4px solid #0f3a5c;
}

.panel-background {
  background-image: url("https://images.unsplash.com/photo-1517245386807-bb43f82c33c4?w=1400&q=80");
  background-size: cover;
  background-position: center;
  color: #fff;
}

.panel-overlay {
  background-color: rgba(15, 24, 36, 0.78);
  padding: 40px 0;
}

.panel-content {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 650px;
}

.services-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.service-card {
  flex: 1 1 260px;
  background-color: #fff;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.card-image-wrap {
  background-color: #ede7df;
  padding: 8px;
}

.card-image {
  width: 100%;
  height: 160px;
}

.price {
  font-weight: 700;
  color: #0f3a5c;
}

.service-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 18px;
}

.service-row {
  background-color: #fff;
  padding: 12px 14px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
}

.two-column {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.column-block {
  flex: 1 1 320px;
}

.feature-image-wrap {
  background-color: #d7dce0;
  padding: 10px;
  margin-top: 18px;
}

.feature-image {
  width: 100%;
  height: 200px;
}

.trust-block {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  align-items: center;
}

.trust-image-wrap {
  flex: 1 1 260px;
  background-color: #cfd6db;
  padding: 10px;
}

.trust-image {
  width: 100%;
  height: 240px;
}

.form-panel {
  background-color: #fff;
  padding: 26px;
}

.form-grid {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-grid label {
  font-weight: 600;
  font-size: 14px;
}

.form-grid input,
.form-grid select,
.form-grid textarea {
  padding: 10px;
  border: 1px solid #c7c2bd;
  font-size: 14px;
  font-family: inherit;
}

.form-grid textarea {
  min-height: 100px;
  resize: vertical;
}

.footer {
  padding: 36px 0;
  background-color: #f1ece6;
  border-top: 1px solid #d8cfc3;
  font-size: 14px;
}

.footer-columns {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
}

.footer-column {
  flex: 1 1 240px;
}

.sticky-cta {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 10;
  padding: 12px 16px;
  background-color: #8a5b3f;
  color: #fff;
  border: none;
  cursor: pointer;
}

.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: #1b1b1b;
  color: #fff;
  padding: 14px 0;
  z-index: 12;
}

.cookie-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.cookie-button {
  border: none;
  padding: 10px 14px;
  cursor: pointer;
}

.cookie-accept {
  background-color: #0f3a5c;
  color: #fff;
}

.cookie-reject {
  background-color: #b8b1ab;
  color: #1c1c1c;
}

.hidden {
  display: none;
}

.page-content {
  padding: 40px 0 60px;
}

.page-content h1 {
  font-size: 30px;
  margin-top: 0;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.legal-text {
  max-width: 760px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}